Health Insurance Affordability Crisis

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The State of U.S. Health Insurance in 2022 - Commonwealth Fund

(3 days ago) People also askHow does the Affordable Care Act affect health insurance?The Affordable Care Act’s coverage expansions also acted as an insurance safety net: 16 percent of people who lost coverage enrolled in Medicaid and 9 percent purchased a plan through the marketplaces. Gaps in health insurance can leave people exposed to high medical bills and prevent them from getting health care when needed.As Pandemic Eases What’s State of Coverage Affordability in U.S.? Com…commonwealthfund.orgIs lack of health insurance a barrier to health care?Lack of good health insurance is a barrier to people’s ability to get timely health care. Sixty-one percent of working-age adults who were underinsured and 71 percent of those who lacked continuous coverage said they had avoided getting needed health care because of the cost of that care.The State of U.S. Health Insurance in 2022 - Commonwealth Fundcommonwealthfund.orgIs it difficult to afford health care costs?Adults in households with annual incomes under $40,000 are more than three times as likely as adults in households with incomes over $90,000 to say it is difficult to afford their health care costs (69% v. 21%). (Source: KFF Health Care Debt Survey: Feb.-Mar. 2022)Americans’ Challenges with Health Care Costs KFFkff.orgAre high health care costs still a problem?Despite the gains in insurance coverage brought by the Affordable Care Act, high health care costs continue to plague many Americans, researchers found. Around 11 million Americans experienced "catastrophic medical expenses" in 2017, the last year the study covered — and privately insured people represented more than half of those.Even With Health Insurance, Many Americans Still Struggle With High npr.orgFeedbackCommonwealth Fundhttps://www.commonwealthfund.org/publications/Paying for It: How Health Care Costs and Medical Debt …WebThe Commonwealth Fund Health Care Affordability Survey, fielded for the first time in 2023, asked U.S. adults with health insurance, and those without, about their ability to afford their health care — whether costs prevented them from getting care, …

https://www.commonwealthfund.org/publications/issue-briefs/2022/sep/state-us-health-insurance-2022-biennial-survey#:~:text=The%20number%20and%20percentage%20of%20Americans%20lacking%20health,expand%20Medicaid%20eligibility%20under%20the%20Affordable%20Care%20Act.

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Even With Health Insurance, Many Americans Still …

(2 days ago) WebThe president-elect has vowed to strengthen the Affordable Care Act, which gave millions of Americans health insurance. But many insured people still struggle to pay for health care, research finds.

https://www.npr.org/sections/health-shots/2020/11/12/934146128/despite-aca-coverage-gains-millions-still-suffer-catastrophic-health-care-costs

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COVID Relief Provisions Stabilized Health Coverage, …

(7 days ago) WebThe COVID-19 pandemic and economic downturn prompted widespread expectations of severe declines in health insurance coverage, as people lost their jobs and saw their incomes plunge. But the federal …

https://www.cbpp.org/research/health/covid-relief-provisions-stabilized-health-coverage-improved-access-and

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As health care costs rise, a plan to save Americans over …

(9 days ago) WebAs health care costs rise, a plan to save Americans over $700 billion. Published January 24, 2023. America is facing an affordability crisis when it comes to our health care. The average premium for an …

https://www.bcbs.com/the-health-of-america/articles/health-care-costs-rise-a-plan-save-americans-over-700-billion-bcbs-companies-propose-affordability-solution

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It’s Not Just You: Many People Confront Health …

(7 days ago) WebThe survey also underscored the persistent problem of affordability as people struggled to pay their share of health care costs. About 40 percent of those surveyed said they had delayed or gone

https://www.nytimes.com/2023/06/15/health/health-insurance-medical-bills.html

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Year in Review: 10 Health Policy Issues for 2023 KFF

(9 days ago) WebKFF Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 Phone 650-854-9400 Washington Offices and Barbara Jordan Conference Center: 1330 …

https://www.kff.org/affordable-care-act/fact-sheet/year-in-review-10-health-policy-issues-for-2023/

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Is our healthcare system broken? - Harvard Health

(Just Now) WebHealth insurers may discourage care to hold down costs. Many health insurance companies restrict expensive medications, tests, and other services by …

https://www.health.harvard.edu/blog/is-our-healthcare-system-broken-202107132542

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Hospitals Face Financial Pressures as Costs of Caring Continue to …

(Just Now) WebHospitals’ labor costs, which on average account for 60% of a hospital’s budget, increased by more than $42.5 billion between 2021 and 2023. Economy-wide …

https://www.aha.org/news/perspective/2024-05-10-hospitals-face-financial-pressures-costs-caring-continue-surge

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AFFORDABILITY SOLUTIONS - Blue Cross Blue Shield

(8 days ago) Web• The increase in government regulation of health insurance can limit or restrict cost containment tools, provider network management and benefit designs that make it …

https://www.bcbs.com/sites/default/files/file-attachments/affordability/Affordability_Solutions_White_Paper_012023.pdf

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Health costs threaten to overshadow Biden's historic coverage …

(1 days ago) WebPresident Biden has come closer than any of his Democratic predecessors to reaching the party's long-standing goal of universal health coverage, but unaffordable …

https://www.axios.com/2024/05/14/biden-health-costs-insurance

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How to buy health insurance during the COVID-19 crisis

(7 days ago) WebA COVID-related special enrollment period is still available in several states. The American Rescue Plan makes marketplace individual/family coverage much more …

https://www.healthinsurance.org/obamacare/how-to-buy-health-insurance-during-the-covid-19-crisis/

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Illinois Residents Struggle to Afford High Healthcare Costs; Worry

(1 days ago) WebNearly 3 in 5 (58%) experienced healthcare affordability burdens in the past year; 4 in 5 (80%) worry about affording healthcare in the future; 60%—Health insurance will …

https://healthcarevaluehub.org/advocate-resources/publications/illinois-residents-struggle-afford-high-healthcare-costs-worry-about-affording-future-care-support-government-action-across-part

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The Great Affordability Crisis Breaking America - The Atlantic

(1 days ago) WebThe “cost burden” of health coverage climbed through the 2010s; just from 2010 to 2016, family private-insurance premiums jumped 28 percent to $17,710, while …

https://www.theatlantic.com/ideas/archive/2020/02/great-affordability-crisis-breaking-america/606046/

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How health insurance companies manage affordability, need and

(5 days ago) WebLast year, we earned $22 million in after-tax net income, which represents 0.1% of our gross revenues. That amounts to us keeping just a dime from every $100 we …

https://www.tennessean.com/story/opinion/contributors/2023/07/07/how-health-insurance-companies-manage-affordability-need-and-profit/70379306007/

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Wisniewski talks 'crisis of uncertainty' at Jersey City health care

(6 days ago) WebThe 54-year-old attorney -- who served as the chairman for Bernie Sanders' campaign in New Jersey -- was critical of plans to repeal the Affordable Care Act …

https://www.nj.com/jjournal-news/2017/01/wisniewski_talks_crisis_of_unc.html

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**Special HR Alert** Health Plan Prices on NJ Insurance …

(8 days ago) WebThe U.S. Department of Health and Human Services has issued price estimates for healthcare plans in New Jersey available on the Health Insurance Marketplace, which …

https://www.eanj.org/resources-tools/hr-alerts/special-hr-alert-health-plan-prices-nj-insurance-marketplace-issued-hhs

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North Bergen, New Jersey ACA Health Insurance Plans

(1 days ago) WebChoose a North Bergen ACA Health Insurance plan with the coverage and price that fits your needs. 1-817-813-4562, TTY 711. Find a licensed insurance agent-Text Size + …

https://www.healthmarkets.com/plans/aca-health/new-jersey/north-bergen/

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Nondiscrimination in Health Programs and Activities

(5 days ago) WebSection 1332 of the ACA permits a State to apply for a section 1332 waiver to pursue innovative strategies for providing residents with access to high quality, …

https://www.federalregister.gov/documents/2024/05/06/2024-08711/nondiscrimination-in-health-programs-and-activities

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How Does the Affordable Housing Crisis Impact Health Outcomes?

(1 days ago) WebThe affordable housing crisis prompts cost-driven moves, which are linked to higher stress, poorer general health, and lower neighborhood walkability. By. Sara …

https://www.techtarget.com/patientengagement/news/366584613/How-Does-the-Affordable-Housing-Crisis-Impact-Health-Outcomes

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A Guide To Post Adoption Resources - The Official Web Site …

(Just Now) WebFor accessible and affordable housing www.njhousing.gov 1-877-428-8844 Healthcare Marketplace provides health insurance for anyone who does not have health or dental …

https://www.nj.gov/njfosteradopt/adoption/A.Guide.To.Post.Adoption.Resources.pdf

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Florida homeowner insurance crisis demands federal help - Palm …

(1 days ago) WebA larger swath of American homeowners struggles to find affordable property insurance. Residents in a growing number of "high-risk" states are facing …

https://www.palmbeachpost.com/story/opinion/editorials/2024/05/10/florida-property-insurance-citizens-congress-america/73587199007/

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