Spousal Exclusions In Health Care

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Spousal Exclusions on the Rise - SHRM

(4 days ago) WEBIndianapolis-based Ivy Tech Community College will save an estimated $1.3 million in 2011 on $27 million in health and dental care costs after instituting a working-spouse policy at the beginning

https://www.shrm.org/topics-tools/news/hr-magazine/spousal-exclusions-rise

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Spousal Surcharges and Carve-Outs - McGriff

(6 days ago) WEBSpousal carve-outs are plan provisions that restrict coverage for employees’ spouses. Among the design options for carve-outs are: 1. A complete elimination of coverage for …

https://www.mcgriff.com/content/dam/bbt/mcgriff/pdfs/compliance/limiting-coverage-of-employees-spouses.pdf

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Have employers dropped spouses from employer-sponsored …

(3 days ago) WEBA. Obamacare (the Affordable Care Act) increased the options employees’ spouses have for obtaining health insurance, and the law does not require employers …

https://www.healthinsurance.org/faqs/my-husbands-employer-offers-good-health-insurance-for-our-family-is-it-true-that-because-of-obamacare-employers-may-start-dropping-spouses-from-their-plans/

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Spouse No Longer Covered by Employer's Health Insurance

(5 days ago) WEBAs health care costs continue to rise, employers are exploring all options to cut costs and manage their health care spending. As part of the Affordable Care Act (ACA), …

https://www.gohealth.com/resources/employment-based-plans-spousal-coverage/

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Spousal surcharge, exclusion adoption on the rise

(6 days ago) WEBMore employers are adopting spousal surcharges or exclusions in response to rising health care costs. Employers considering a surcharge should understand the options available and consider the consequences …

https://insights.bukaty.com/spousal-surcharge-exclusion-adoption-on-the-rise

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Spousal Surcharge: A Fix for Rising Costs of Employer - McClone

(6 days ago) WEBThe practice of spousal surcharges is sometimes viewed as an effective way for employers to hold down healthcare costs by dissuading spouses (i.e., a husband or wife who has …

https://www.mcclone.com/blog/spousal-surcharges-another-technique-to-address-rising-health-insurance-costs

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The unintended consequences of spousal exclusions

(5 days ago) WEBThe unintended consequences of spousal exclusions. By Zack Pace. June 22, 2016, 12:26 p.m. EDT 5 Min Read. Last July, in “ The alternative to health plan …

https://www.benefitnews.com/opinion/the-unintended-consequences-of-spousal-exclusions

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If I have access to health insurance, can my husband’s company …

(5 days ago) WEBYes, it is legal. The ACA requires employers with 50 or more workers to offer coverage to employees and their children (until age 26), but not spouses. But according …

https://www.healthinsurance.org/faqs/if-i-have-access-to-health-insurance-can-my-husbands-company-deny-me-coverage/

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Why Is There A Spousal Surcharge For Health Insurance?

(3 days ago) WEBA spousal surcharge for health insurance is an additional fee imposed by employers on employees who choose to include their spouse on their health insurance …

https://livewell.com/finance/why-is-there-a-spousal-surcharge-for-health-insurance/

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Spousal Refusal as a Means to Qualify for Medicaid

(9 days ago) WEBFurthermore, in New York, if a non-applicant spouse has income in excess of the Spousal Income Allowance ($3,853.50 / month in 2024), they are obligated to …

https://www.medicaidplanningassistance.org/spousal-refusal/

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Does the ACA Require Large Employers to Offer Spousal Coverage?

(5 days ago) WEBAnswer: The failure to offer health coverage to an employee’s spouse would not subject your company to penalties under the employer shared responsibility …

https://weaver.com/resources/does-aca-require-large-employers-offer-spousal-coverage/

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More employers charging extra for spouse when other health …

(7 days ago) WEBThe survey found that the average spousal surcharge across all employers surveyed is $1,200 per year. More than half of employers have increased employee …

https://www.businessinsurance.com/article/20160309/NEWS03/160309807

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Spouse & Health Insurance Coverage HUB International

(3 days ago) WEBJack’s employer, Farm Co, adds a spousal surcharge to its plan. It charges employees an extra $100 per month to enroll their spouses if their spouse is offered …

https://www.hubinternational.com/products/employee-benefits/compliance-bulletins/2021/03/spouse-health-insurance/

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Spousal Exclusions and Surcharges… considerations and caveats

(3 days ago) WEBSpousal Exclusions and Surcharges… considerations and caveats. Employers are always looking for ways to reduce health care cost and restricting and/or eliminating spousal …

https://lankgroup.com/spousal-exclusions-and-surcharges-considerations-and-caveats/

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Benefits Brief: Spousal Carve-Outs & Surcharges - AHERN Insurance

(6 days ago) WEBEmployers looking to lower their health plan costs have considered some strategies to reduce the number of participants. Among these strategies are spousal …

https://www.aherninsurance.com/benefits-brief-spousal-carve-outs-surcharges/

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Can an employer implement a Spousal or Dependent Surcharge or …

(Just Now) WEBA large employer health benefit plan issuer may not exclude an employee who meets the participation criteria or an eligible dependent, including a late enrollee, …

https://www.benefitscompliancesolutions.com/post/can-an-employer-implement-a-spousal-or-dependent-surcharge-or-exclusion

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Spousal Impoverishment Medicaid

(9 days ago) WEBThe expense of nursing home care — which ranges from $5,000 to $8,000 a month or more — can rapidly deplete the lifetime savings of elderly couples. In 1988, Congress enacted …

https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html

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Getting Health Insurance While Separated From Spouse?

(2 days ago) WEBHealth Care Reform Proposals. The “Continuous Coverage Exclusion” For Pre-Existing Conditions; The Basics of Bernie Sanders’ Medicare-for-All; and my …

https://obamacarefacts.com/questions/health-insurance-while-separated-from-spouse/

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Exclusion From Federal Health Care Programs: New Guidance …

(6 days ago) WEBThe United States Department of Health and Human Services Office of the Inspector General (OIG) has issued a Special Advisory Bulletin on the Effect of Exclusion from …

https://www.oalaw.com/blog/health-law/exclusion-from-federal-health-care-programs-new-guidance-from-the-united-states-hhs-oig/

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Chronic pain support from spouse may decrease well-being for …

(3 days ago) WEBA s people age, they often need assistance from their spouse or partner to manage their health problems. Though research has examined the emotional and psychological …

https://www.msn.com/en-us/health/other/chronic-pain-support-from-spouse-may-decrease-well-being-for-some-people/ar-BB1mzVUX

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The economic burden of mental health inequities - Deloitte US

(7 days ago) WEBDaniel E. Dawes is a health care and public health leader, health policy expert, educator, researcher, and author. Dawes is the Founding Dean of the School of Global Health at …

https://www2.deloitte.com/us/en/insights/industry/health-care/economic-burden-mental-health-inequities.html

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Here's How to Tell If You Qualify for Spousal Social Security Benefits

(4 days ago) WEBFirst, the maximum spousal benefit is one-half of the primary earner's full retirement benefit. For example, if you would receive $2,000 per month if you started …

https://www.fool.com/retirement/2024/05/10/heres-how-to-tell-if-you-qualify-for-spousal-socia/

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Availability of family care resources, bathing assistance and …

(2 days ago) WEBThis highlights the importance of spousal relationships within the caregiving context and emphasizes the distinct role a spouse plays in providing bathing assistance …

https://bmcgeriatr.biomedcentral.com/articles/10.1186/s12877-024-05047-5

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Part 4: Exclusion Terms and Parentheses National Syndromic

(2 days ago) WEBAlso note that the example's "THERE" exclusion is only applied to "THAT" and does not apply to "THIS". "THIS" is unaffected by the exclusion statement. Similar …

https://www.cdc.gov/nssp/php/free-textcodinginnsspessence/part-4-exclusions-parentheses.html

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A Georgia County Spent Millions to Deny a Trans Deputy Health …

(3 days ago) WEBA federal appeals court ruled that exclusions in health insurance plans barring coverage for gender-affirming care for transgender individuals violate Title VII of …

https://www.metroweekly.com/2024/05/a-georgia-county-spent-millions-to-deny-a-trans-deputy-health-care-it-failed/

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Clarifying the Eligibility of Deferred Action for Childhood Arrivals

(Just Now) WEBStart Preamble Start Printed Page 39392 AGENCY: Centers for Medicare & Medicaid Services (CMS), Department of Health and Human Services (HHS). ACTION: …

https://www.federalregister.gov/documents/2024/05/08/2024-09661/clarifying-the-eligibility-of-deferred-action-for-childhood-arrivals-daca-recipients-and-certain

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