Health Insurance Surcharge Laws

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Health Insurance Surcharges for Tobacco Users - Verywell …

(8 days ago) WEBColorado limits the tobacco surcharge to 15%. Arkansas limits it to 20%, and Kentucky limits it to 40%. And in California, the District of Columbia, Massachusetts, New Jersey, New York, Rhode Island, and Vermont, insurers are not allowed to charge …

https://www.verywellhealth.com/health-insurance-surcharges-for-tobacco-users-state-and-federal-rules-5082888

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Tobacco Surcharge on Health Insurance: Are You …

(7 days ago) WEBIn 2023, the State of Virginia also passed a law that prohibits health plans in the individual and small group health insurance market from imposing tobacco surcharges on health insurance premiums. …

https://www.theexprogram.com/resources/blog/tobacco-surcharge-on-health-insurance-in-legal-crosshairs-is-your-wellness-program-compliant/

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Have employers dropped spouses from employer-sponsored …

(3 days ago) WEBQ.I have heard that because of Obamacare, employers have been dropping spouses from their plans. Is this true? A. Obamacare (the Affordable Care Act) …

https://www.healthinsurance.org/faqs/my-husbands-employer-offers-good-health-insurance-for-our-family-is-it-true-that-because-of-obamacare-employers-may-start-dropping-spouses-from-their-plans/

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If I have access to health insurance, can my husband’s company …

(5 days ago) WEBA finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or …

https://www.healthinsurance.org/faqs/if-i-have-access-to-health-insurance-can-my-husbands-company-deny-me-coverage/

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Money Money Money: How Much can the Health Plan …

(5 days ago) WEBThe allowable surcharge amount will vary for every employer depending on the cost of health insurance, any other surcharges or incentives under an existing …

https://www.natlawreview.com/article/money-money-money-how-much-can-health-plan-surcharge-unvaccinated-employees-be

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Spousal Surcharge: A Fix for Rising Costs of Employer

(6 days ago) WEBThe practice of spousal surcharges is sometimes viewed as an effective way for employers to hold down healthcare costs by dissuading spouses (i.e., a husband or wife who has …

https://www.mcclone.com/blog/spousal-surcharges-another-technique-to-address-rising-health-insurance-costs

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Tobacco surcharge in health insurance plans - Insure.com

(9 days ago) WEBArkansas set the tobacco surcharge cap at 20 percent, Colorado at 15 percent and Kentucky at 40 percent. California, Massachusetts, New Jersey, New York, Rhode Island and Vermont …

https://www.insure.com/health-insurance/smoking-surcharge-health-insurance.html

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Are smokers unable to afford insurance under the ACA?

(4 days ago) WEBA. The ACA’s tobacco surcharge appears to make sense – particularly to non-smokers – because it helps to spread the increased healthcare costs of smokers …

https://www.healthinsurance.org/faqs/will-smokers-be-unable-to-afford-insurance-under-the-aca/

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Affordable Care Act and Tobacco Surcharges: What You …

(4 days ago) WEBThe surcharge can also be referred to as a tobacco premium or premium differential. How much is the surcharge? Current federal law allows health insurance plans and …

https://healthylife.com/blog/affordable-care-act-and-tobacco-surcharges-what-you-need-to-know/

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What to Consider Before Implementing a Health Insurance …

(6 days ago) WEBEmployers implementing a health insurance surcharge must comply with federal anti-discrimination laws requiring exceptions for medical conditions or a …

https://www.amundsendavislaw.com/labor-employment-law-update/what-to-consider-before-implementing-a-health-insurance-surcharge

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Can an employer implement a Spousal or Dependent Surcharge or …

(Just Now) WEBA large employer health benefit plan issuer may not exclude an employee who meets the participation criteria or an eligible dependent, including a late enrollee, …

https://www.benefitscompliancesolutions.com/post/can-an-employer-implement-a-spousal-or-dependent-surcharge-or-exclusion

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Guidance on Insurance Surcharges for Unvaccinated Employees

(1 days ago) WEBThe FAQ guidance resolves some uncertainty about exactly what set of HIPAA rules would apply to health plan surcharges, which have generated increased …

https://www.natlawreview.com/article/health-plan-surcharge-unvaccinated-employees-new-guidance-provides-roadmap

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What is a spousal carve out and a spousal surcharge program, and …

(1 days ago) WEBAn employer should check with its state insurance commissioner for any laws, regulations or public policy issues that may affect spousal carve out or surcharge, and consult with …

https://www.shrm.org/topics-tools/tools/hr-answers/spousal-carve-spousal-surcharge-program-how-differ

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How the Affordable Care Act Affects Tobacco Use and Control

(2 days ago) WEBhealth factor in order to obtain a reward or be subject to a penalty, such as a health insurance premium surcharge for tobacco use or a reward for employees who meet a …

https://www.publichealthlawcenter.org/sites/default/files/resources/tclc-fs-aca-&-tobacco-control-2014_0.pdf

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Employers Considering Health Insurance Surcharge for Failure to …

(6 days ago) WEBAbsent direct guidance from the Department of Health and Human Services (HHS) on the issue of applying a surcharge to a COVID-19 vaccination wellness …

https://news.leavitt.com/covid-19/health-insurance-surcharge-failure-to-obtain-covid-19-vaccine/

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Discussing Health Insurance Discounts and Surcharge Impacts

(5 days ago) WEBDiscussing Health Insurance Discounts and Surcharge Impacts. 305-539-3380. Bio and Articles. 973-848-4149. Bio and Articles. 206-370-6649. Bio and Articles.

https://www.natlawreview.com/article/incentivizing-vaccination-federal-agencies-issue-guidance-use-health-insurance

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Spousal Health Insurance: How to Get This Coverage

(2 days ago) WEBYou have 30 days to get on your spouse’s employer-sponsored health insurance if you have recently lost your job and health insurance. Losing your job …

https://www.healthmarkets.com/resources/health-insurance/spousal-health-insurance/

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Imposing a Health Insurance Surcharge on the Unvaccinated - AJMC

(3 days ago) WEBOutsourcing regulation: how insurance reduces moral hazard. Mich Law Rev. 2012;111(2):197-248. 6. FAQs about Affordable Care Act implementation part 50, …

https://www.ajmc.com/view/imposing-a-health-insurance-surcharge-on-the-unvaccinated

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Health Insurance: Spousal Surcharges / Carveouts

(Just Now) WEBSample Form: Health Care Spousal Surcharge Acknowledgement Q&A: What should I disclose to potential health insurance carriers? Number of Views 13. Q&A: How does …

https://support.shrm.org/s/article/Health-Insurance-Spousal-Surcharges-Carveouts

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Health Insurance Surcharge for Unvaccinated - National Law …

(6 days ago) WEBHealth Insurance Surcharge for Unvaccinated Employees Permitted. 84. 973- 538-6890. Bio and Articles. 312-803-2557. Bio and Articles. 913-981-1018.

https://www.natlawreview.com/article/employer-vaccine-surcharges-yes-you-can

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