Thewealthwisher.com

Importance of Insurance in Your Portfolio

WebInsurance importance need to be appreciated. The insurance density (ratio of total insurance premiums to the whole population) also remains very low at $73 as compared to the …

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Value Investing- Some Interesting Facts

WebWarren Buffet says just look for 3 things – a great business (sustainable, everlasting brands and uniqueness), good fundamentals (low debt, PB …

Category:  Health Go Health

What is personal accident insurance cover

WebAmongst all your must have insurance policies, personal accident insurance cover or personal accident insurance policy stands out as important as the others, …

Category:  Health Go Health

How to Cope in Times of Financial Difficulty

WebReduce spending. Difficult times require difficult actions. Decide which budget items can be eliminated or reduced. It’s no compulsions to eat out in a 5 star every anniversary. …

Category:  Health Go Health

What is NCB Certificate

WebIt is a certificate where the policyholder can ask the insurance company to transfer the NCB for the new vehicle. A sample copy of No Claim Bonus Certificate is shown here. This …

Category:  Health Go Health

Financial Planning & Wealth Management Services from …

WebFew things we believe and follow. Investors are compensated for the risks they bear & some risks pay better than others. While the future is unknowable, the past is a decent guide …

Category:  Health Go Health

Who should fill health and life insurance application forms

WebLast Word. Fill the insurance application form yourself and provide additional documentation if you want to put the ball in the insurer’s court. Let the insurer decide …

Category:  Health Go Health

Is Compounding 8th Wonder of the World

WebThe Albert Einstein famous quote “Compound interest is the eighth wonder of the world. He who understands it earns it … he who doesn’t … pays it.”. Compound growth means …

Category:  Health Go Health

6 Mistakes That Insurance Agents Commit

WebInsurance Agents have been part of our financial society as these were the starters and when it came to investments they had an edge over FD & post office Agents. These were …

Category:  Health Go Health

6 Reasons People Don't Buy Health Insurance

Web6 Reasons People Don’t Buy Health Insurance. It is a huge GAP when it comes to understanding Mediclaim & availing Mediclaim policies. I did a little survey in our office …

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Whole life insurance plans in India

WebPoints to note on whole life insurance plans. The whole life policy locks in or freezes your premiums for your life time. If you buy the policy at 18 years when you are …

Category:  Health Go Health

Personal Finance Rules of Thumb

WebWhile I am not a fan of rules of thumb and usually take a clinical approach to zero down on requirements like retirement wants, how much insurance you need or how much you …

Category:  Health Go Health

Do top up health insurance plans make sense

WebIn this article, we try to understand what a top up health insurance policy is and whether it makes sense to have one. Healthcare costs in India are rising at an astronomical …

Category:  Health Go Health

PPF 2019 (7 New Changes & New PPF Forms) TheWealthWisher …

WebChange 4 in PPF 2019. Interest on Loan Reduced: Earlier if you took a loan against your PPF Account, you would have paid an interest rate of 2% per annum above the …

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Clubbing of Income of spouse

WebThe income from the transferred assets shall not be clubbed together in the below instances : if the transfer is for adequate consideration. the transfer is under an …

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What Is Offer Document & KIM

WebOffer document or a prospectus from a mutual fund house is a document offering its scheme (s)to the public for investing. Offer document consists of two parts i.e. Statement of …

Category:  Health Go Health

Top personal finance magazines of India

WebOutlook Money – hard copy and digital edition. According to me, Outlook Money qualifies as being on the top of the list of top personal finance magazines of India. I find Outlook …

Category:  Health Go Health

15 Monthly Income Options In India TheWealthWisher (TW2)

WebMonthly Income Options in India. The option to generate monthly or periodical income are many. Some are offered by the government or their allied departments and some by …

Category:  Health Go Health