Theinsurance411.com

Ten Tips to Make You a Better Healthcare Consumer

WebYou have more control over your healthcare costs than you might think. The following pointers will help you become a better consumer, save money and possibly …

Actived: 8 days ago

URL: https://theinsurance411.com/personal/ten-tips-make-better-healthcare-consumer/

Understanding Consumer-Driven Health Plans

WebCDHPs rely on a simple idea: If people spend their own money, they will become more frugal consumers of healthcare. Insurers developed consumer-driven health plans …

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The Affordable Care Act "Obamacare" and Voluntary Benefits

WebThe Affordable Care Act (ACA) requires health plans to cover pediatric dental and vision care services to be considered “qualifying coverage” under the law. This …

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Which Health Plan Applies

WebThe rules that regulate the coordination of benefits and define the primary payer in a situation where two policies cover one person are set by the state where the insured …

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Through Thick and Thin: Using Skinny Plans and Fat Plans to Cut

WebIn a companion article, we discuss how some employers are using “skinny plans” to cut healthcare costs under the Affordable Care Act. Others are planning to use …

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Update on Wraparound Healthcare Plans

WebIn December 2014, the U.S. Departments of Labor, Health and Human Services and Treasury issued proposed rules that would allow employers to offer limited “wraparound” …

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Accountable Care and Workers Compensation: Are They …

WebBy Jacob Lazarovic, MD, FAAFP Senior Vice President and Chief Medical Officer, Broadspire First let’s review the acronym glossary. Accountable Care …

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How to File a Life Insurance Claim

WebHomeowners Insurance; Auto Insurance; Life & Health Insurance. All Life & Health Topics; Affordable Care Act (ACA) Group Disability Insurance; HSAs; Life insurance

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How Medicare Works with Your Medical Benefits

WebSeniors will represent 21.0 percent of the total population by 2040. According to U.S. Census Bureau projections, the percentage of Americans age 65 and older will increase …

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Skinny Health Plans—Good Idea or Not

WebJuly 6, 2014 by The Insurance 411 Leave a Comment. So-called skinny health plans could give larger employers a way to minimize shared responsibility penalties under the …

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The Pros and Cons of Paid Sick Leave

WebPaid sick leave is thought to build loyalty and reduce turnover, which is particularly important in the lower wage industries where turnover is highest. Replacing …

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Anatomy of an Insurance Policy

WebMay 23, 2016 by The Insurance 411 Leave a Comment. For a property policy, determine whether you have a “named perils” or “all-risk” policy. An insurance policy is a legal …

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Basic COBRA Administration, Part 1

WebDecember 17, 2014 by The Insurance 411 Leave a Comment. To be eligible for COBRA continuation benefits, an employee must have had group health plan coverage on the …

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AD&D Insurance: Pros and Cons

Web“Double indemnity”: You can offer AD&D coverage to employees as a standalone policy or as an addition (endorsement) to a group term life policy.If bought as …

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Using Surveillance in Workers’ Comp Claims

WebJuly 30, 2014 by The Insurance 411 Leave a Comment. No federal law prohibits video monitoring of the workplace, even if employees do not know or consent to monitoring. …

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What Does a Claims Professional Do

WebClaims adjusters, appraisers, examiners, and investigators typically do the following: Investigate, evaluate and settle insurance claims. Determine whether the insurance …

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What Are Second Injury Funds

WebSecond injury funds will reimburse an employer or insurer when a worker with a pre-existing condition suffers a second injury that aggravates the pre-existing one. However, …

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