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How to Claim under Multiple Health Insurance Policies from …

In case you have group and individual (personal) indemnity both policies, then claim can be lodged with any of the two insurers. However, we recommend that you must first use the group claim limit. Because it will save your no claim bonus on the individual … See more

Actived: 3 days ago

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Health Insurance Portability : Simple 5 Steps to port your policy to

WEBStep 1 A policyholder, who wants to port his policy to another insurance company, shall have to approach to new insurance company at least 45 days before the …

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IRDAI – Guidelines on Standardization in Health Insurance

WEBAugust 13, 2016. IRDAI has notified new IRDAI Health Insurance Regulations, 2016. As per the Schedule – III of the Regulations; IRDAI has specify new Guidelines, Regulatory …

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LIC's Health Protection Plus : Review

WEBDecember 1, 2010. LIC’s Health Protection plus is a unique long term health insurance plan, which combine, health insurance covers for the entire family (husband, wife and …

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4 Key Ratios to look at before buying an Insurance Policy!

WEBWe have, here, four key ratios that would make your life easier, and of course, enable you to make the best possible insurance plan selection. 1. Claim …

Category:  Course Go Health

What is 'co-payment' or 'co-pay'

WEBWhat is co-payment or co-pay? A “co-payment” or “co-pay” is a specific charge that your health insurance plan may require that you pay for a specific medical …

Category:  Medical Go Health

How Claim in Overlapping Health Insurance Policy Period is Paid

WEBAugust 1, 2015. If a health insurance or mediclaim policy claim is filed in two overlapping policy periods, it will get the benefit of available sum insured in both of those two policy …

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Bharti AXA Life launches Triple Benefit Critical Illness Plan

WEBBharti AXA Life Insurance has launched triple benefit critical illness plan – ‘Bharti AXA Life Triple Health Insurance Plan’. The policy includes 13 critical illnesses …

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IRDA has Standardised Definitions of 46 Terms in Health Insurance

WEB1- Standard Definitions for 46 commonly used terms in Health Insurance Policies : Annexure I. 2- Standard Nomenclature and Procedures for Critical illnesses : …

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How to file a Complaint to IRDA for an Insurance Claim

WEBYou can register your complaints in three ways –. 1- By Email – Email all details with filled IRDA_Complaint_Form.pdf to email ID – [email protected]. 2- …

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How underinsurance and overinsurance will affect you

WEBHow over-insurance will affect you? For example, if your car is worth Rs 100,000, you insured it for Rs 120,000 hoping to receive an extra Rs 20,000 when you …

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Max New York Life introduces ‘College Plan’

WEBMax New York Life Insurance launched “Max New York Life College Plan’, a guaranteed money back child plan. ‘College Plan’ is a Guaranteed Money Back Life …

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How to file an Appeal against Insurance Claim Denial

WEBInitial Steps. 1- First get written claim denials letter from insurance company. 2- Check your policy documents, whether the claim was legitimately denied. 3- Do your …

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Apollo Munich's Optima Restore Health Plan : Review

WEBSalient Features of the Apollo Munich’s Optima Restore. 1- The health plan is available as individual as well as family floater. 2- The sum assured offered in the …

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How to file an Insurance Claim Complaint to Consumer Court

WEBTime and Place where it occurred. 4- Copies of documents in support of your petition (Keep one copy for yourself and file one copy in the court by duly signing it). 5- …

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ICICI Pru Life's Health Saver : Review

WEBPositive Points of ICICI Pru’s Health Saver. 1- Health Saver provides a no claim bonus of 5% of the annual limit for every claim-free year up to a maximum of 25%. …

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Nominee or Legal Heirs

WEBAs per Section 39 of the Insurance Act,1939, the insurance company must hand over the amount to the nominee mentioned in the policy. The nominee is expected …

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How to Revive Lapsed LIC Policy

WEB1- LIC policy revival will be done only in the branch, where the policy was issued or where you have taken this policy (check branch in your policy bond). 2- …

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How to Qualify (Commission, Premium & Income

WEBMembership to MDRT is based on agent productivity and includes criteria to meet certain level of premium, commissions or income during the year. For Court of …

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Want to cover pre-existing disease, buy Star Unique Health …

WEBStar Health Insurance’s Unique Health cover pre-existing diseases just after 11 months, after a customer buys this policy. This part of the policy keep Star Health’s …

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