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Mental Health Disability Attorney DarrasLaw

Individual and group long-term disability insurance plans that limit mental health coverage may still offer benefits for organic mental health … See more

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URL: https://www.longtermdisabilitylawyer.com/mental-health-disabilities-and-long-term-disability-benefits/

Disabled by Depression: Tips for Filing a Long-Term

WEBMental health conditions like depression, personality disorders, or schizophrenia can severely limit your ability to work and cause you to file for individual …

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Guide to Limitations for Disabilities in Mental Health Patients

WEBLTD claims for mental illness are common, but many LTD insurance policies contain language that limits or excludes benefits for nervous and mental conditions. For …

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What Those With Mental Health Concerns Should Know About

WEBGroup short-term disability insurance does not typically cover mental illness. Most short-term policies even include language that categorically excludes mental or …

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Do Long-Term Disability Insurance Policies Cover Mental Illness

WEBAs health professionals, and the public at large, have come to understand mental illness more comprehensively, the frequency of diagnoses of psychiatric …

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Mental Disability Lawyer DarrasLaw

WEBBillion dollar insurance companies employ an army of attorneys. We have the resources to take on the toughest cases against the biggest carriers. Learn more about mental and …

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Depression, Burnout and Disability Trends DarrasLaw

WEBMental illnesses are estimated to cost patients almost $200 billion in lost earnings per year. Since the pandemic began, DarrasLaw has seen a rise in mental health disability claims …

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Filing A Disability Claim For Parkinson's Disease DarrasLaw

WEBParkinson’s disease is a degenerative nervous system disorder caused by abnormally low levels of dopamine in the brain. The term “Parkinson’s disease” was coined in 1865 by …

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Heart Attack as A Disability: Understanding The Facts and Myths

WEBThe Social Security Administration (SSA) lists health conditions that qualify for disability benefits. Unfortunately, a heart attack is not among them, though you may still be …

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Is Mental Illness Covered Under Disability Policies

WEBHowever, many health experts indicate that short-term disability coverage would be helpful in situations involving prescribed psychotropic drugs. If someone is taking such a drug …

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Age, health, and qualifying for long term care insurance

WEB— The number of applicants who are denied for health reasons increases as a person gets older. If you come to the conclusion that you need to purchase a long …

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Disability insurance, ERISA and state mental health parity laws

WEBThe judge concluded that the state mental health parity law that requires equal benefits under disability policies for mental and physical medical conditions voids the 24-month …

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Partial Disability vs Total Disability: What’s The Difference

WEBWe evaluate disability cases throughout the United States. The experienced, top-rated disability insurance lawyers and ERISA attorneys at DarrasLaw can help you understand …

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Long-Term Care vs. Long-Term Disability Insurance

WEBGenerally from the age of majority forward. Generally only provides coverage until age 65 or normal retirement age. Keep these two fundamental differences in mind: Individual and …

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How Offsets Can Affect Your Group Disability Health Benefits

WEBIn California, SDI can provide as many as 52 weeks of full disability insurance benefits totaling up to 55 percent of your earnings in the highest quarter of your base period …

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What Is The Government Doing To Protect Health Care Workers

WEBIn 2011, nearly 60,000 work-related injuries and illnesses forced hospital employees to miss work. Workers’ compensation payouts to hospital employees reach approximately $2 …

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Social Security Disability vs. Private Individual

WEBReach out to us for a free claim consultation or policy analysis. Call DarrasLaw today at (800) 898-7299 or contact us online. If your insurer wrongfully denies your valid disability …

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Occupational Disability Coverage and Functional Capacity

WEBWe know what an FCE looks at and can suggest protections for you during the insurance company examination. Call DarrasLaw today at 800-898-7299 or contact us online to …

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Understanding Short-Term Disability Benefits Eligibility

WEBYour policy will inform you about specific short-term disability benefit start and end dates, the percentage of your monthly income, and the requirements for benefits. To receive …

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Can I Take a Vacation While on Disability

WEBYour health is more important. Also, as we mentioned above, ignoring doctor’s orders could also put your benefits at risk. LTD carriers will not hesitate to challenge your benefits if …

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How to Write An Effective Long Term Disability Appeal Letter

WEBIt involves writing a formal appeal letter and attaching all your supporting documentation. Your letter should be drafted in a persuasive and well-written manner with proper …

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Long-Term Disability For Maternity Leave & Pregnancy

WEBWhen you take maternity leave, you need a financial strategy for coping with your temporary income loss. Often, this means combining any available resources, such as sick leave, …

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