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An Update on the Health of the U.S. Consumer

WEBAn Update on the Health of the U.S. Consumer. Andrew Haughwout, Donghoon Lee, Daniel Mangrum, Jonathan McCarthy, Davide Melcangi, Joelle Scally, …

Actived: 8 days ago

URL: https://libertystreeteconomics.newyorkfed.org/2023/10/an-update-on-the-health-of-the-u-s-consumer/

Is Health Insurance Good for Your Financial Health

WEBOur findings are consistent with prior research that has provided evidence that health insurance is good for individual finances (for example, Finkelstein et al., which …

Category:  Health Go Health

Medicare and Financial Health across the United States

WEBConsumer financial strain varies enormously across the United States. One pernicious source of financial strain is debt in collections—debt that is more than 120 …

Category:  Health Go Health

Liberty Street Economics

WEBGizem Kosar, Davide Melcangi, and Sasha Thomas. The Federal Reserve Bank of New York’s July 2024 SCE Labor Market Survey shows a year-over-year increase in the …

Category:  Health Go Health

The Anatomy of Labor Demand Pre‑ and Post‑COVID

WEBThe proportion of overall job listings originating from large central metros—counties with populations over one million at the center of a commuting area, …

Category:  Health Go Health

Which Households Have Negative Wealth

WEBWhat distinguishes households in the middle third of the distribution of households with negative wealth, -$12,500 to -$46,300, is mostly student loans, which …

Category:  Health Go Health

Credit, Income, and Inequality

WEBCredit, Income, and Inequality. Access to credit plays a central role in shaping economic opportunities of households and businesses. Access to credit also plays a …

Category:  Health Go Health

Available for Sale

WEBAvailable for sale (AFS): A catch-all for debt and equity securities not captured by either of the above definitions. These are securities that the bank may retain …

Category:  Health Go Health

The Spillover Effects of COVID-19 on Productivity throughout the …

WEBWhile the shocks from COVID-19 were concentrated in a handful of contact-intensive industries, they had rippling effects throughout the economy, which culminated …

Category:  Health Go Health

Liberty Street Economics

WEBWe continue our series on military service and consider veterans’ earnings and labor market outcomes. We find that veterans earn more than 12 percent less and …

Category:  Health Go Health

Financial Vulnerability and Macroeconomic Fragility

WEBAlbert Queralto is chief of the Global Modeling Studies Section in the Federal Reserve Board’s Division of International Finance. Ozge Akinci, Gianluca …

Category:  Health Go Health

A Long Road to Economic Recovery for the U.S. Virgin Islands

WEBSimilarly, the islands’ economy started showing signs of recovery in late 2009. By late 2010, the outlook was looking promising: The local economy had …

Category:  Health Go Health

Do Exchange Rates Fully Reflect Currency Pressures

WEBCurrency values are important both for the real economy and the financial sector. When faced with currency market pressures, some central banks and finance …

Category:  Health Go Health

Fight the Pandemic, Save the Economy: Lessons from the 1918 Flu

WEBStudy which proves that non-pharmaceutical health interventions are beneficial for the economy is invalid Abstract: The study “Pandemics Depress the …

Category:  Health Go Health

The COVID‑19 Pandemic and the Fed’s Response

WEBAt the New York Fed, our mission is to make the U.S. economy stronger and the financial system more stable for all segments of society. We do this by executing …

Category:  Health Go Health

The Effect of Monetary and Fiscal Policy on Inequality

WEBThe Symposium. The Symposium brought together a distinguished panel of researchers from academia and policy institutions—some of whom have written …

Category:  Health Go Health

Just Released: Mind the Gap in Delinquency Rates

WEBTotal household debt balances increased by $192 billion in the second quarter of 2019, boosted primarily by a $162 billion gain in mortgage installment …

Category:  Health Go Health

Inequality in U.S. Homeownership Rates by Race and Ethnicity

WEBFirst, homeownership has historically been much higher among white households, which had a 73.1 percent homeownership rate in the second quarter of …

Category:  Health Go Health

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