Insights.q4intel.com

What is Health Insurance

Simply put, health insurance is a safety net that helps your employees and their loved ones stay healthy with preventative care … See more

Actived: 3 days ago

URL: https://insights.q4intel.com/employers/what-is-health-insurance-why-is-it-important

Breaking Down Full-Coverage Health Insurance

WEBFull-coverage health insurance, also known as major medical health insurance or comprehensive coverage, is a health insurance plan that provides overarching, broad …

Category: Medical Go Health

Why (and How) You Should Care About Employee Health

WEBWhen you show that you care about the health and wellbeing of your employees, they will notice. Give them access to health insurance, health and wellness programs, annual …

Category: Health Go Health

6 Employee Benefits Trends to Watch in 2024

WEBAs we step into 2024, the world of employee benefits continues to evolve.Understanding employee benefits trends isn’t just about keeping up with the latest perks; it's about …

Category: Health Go Health

5 Employee Benefits Trends to Watch in 2023

WEBCurrently, the national average of coverage for healthcare premiums is 83%, but something to consider when attracting and retaining employees is paying 100% of an employee’s …

Category: Health Go Health

Disability Insurance: Just the Facts

WEBThe average Social Security Disability Insurance (SSDI) benefit as of 2021 was $1,277 a month. That equals $15,324 annually — barely above the poverty guideline of $12,880 …

Category: Health Go Health

Fully Insured and Self-Funded Plans: The Pros and Cons

WEBSelf-funded plans offer the greatest amount of flexibility and oversight, as you manage employee claims and can select which benefits you offer in your plan. Cons. Not having …

Category: Health Go Health

Ask the Experts: Medical Loss Ratio (MLR) Rebates

WEBHealth insurers, including HMOs, are required to spend the majority of the premiums they collect on actual health benefits, excluding administration, marketing, and profit. The …

Category: Health Go Health

What Does #Growth Mean to You

WEBGrowth, to me, is much more than making progress. Growth is a way to better understand your set goals, where you are within them, and how to move forward to progress these …

Category: Health Go Health

Knowledge Is Power: Key Takeaways about 2024 Health and …

WEBSo, we've combed through the Health & Benefit Strategies for 2024 survey report to break down the key takeaways, helping you stay ahead of the game while keeping your …

Category: Health Go Health

Health insurance and benefits market shifts to individual needs …

WEBAs part of an article I recently wrote for Benefit Selling regarding trends to expect in 2016, I solicited help from a handful of friends I consider among the smartest professionals in …

Category: Health Go Health

Caution if Offering Health Coverage to Non-Employees

WEBCovering individuals who are not employees on the health plan may result in creation of a multiple employer welfare arrangement or MEWA. The intent to create a MEWA is …

Category: Health Go Health

Telehealth: More Than Just a Trend

WEBTelehealth, or telemedicine, gained traction during the pandemic, but it was around long before that. In fact, the history of telehealth goes back so far that many reading this were …

Category: Medicine Go Health

Three Ways to Think About Workplace Safety

WEBBe on the right side of that equation. 2. Think small. While you’re building your strong foundation for safe practices, don’t be tempted to let the little things slide. When it comes …

Category: Health Go Health

Is a Pharmacy Carve-out Right for Your Group Health Plan

WEBAdvantages. Pharmacy carve-outs can provide transparency, flexibility, control, and accessibility to employers in the form of: Better control over pharmacy benefit costs. …

Category: Health Go Health

Finding Common Ground in Healthcare: People-centric Approach …

WEBAt the NAHU Capitol Conference 2020 in Washington, DC, a similar message came up again and again: do what's best for the population, the individuals.

Category: Health Go Health

11 Reasons Why the Texas Medical Board Is Wrong about …

WEBHere are 11 reasons why…. 1) Telehealth IS safe. There is NO data proving otherwise. Teladoc, the nation’s first and largest telehealth consult provider, has been doing phone …

Category: Health Go Health

How Employers Can Offer Dependent Benefits

WEBMost companies follow a similar pattern when offering employee benefits. They start off with health insurance, paying 50% or more of the employee premium, and allow employees …

Category: Health Go Health

5 Ways To Reduce Claims For Self-funded Plans

WEB5. Add health coaching access to the plan. This type of service provides employees with diet, lifestyle and fitness sessions on a consistent timeline while incentivizing them to …

Category: Fitness Go Health

It's Time To Face Our Fears

WEBYes, this is a scary time in our industry, but let's face it: Fear is just a natural part of doing business. Whether you're building a business or a book of business, there's nothing …

Category: Health Go Health

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