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Health Insurance Claims: Do Pre-Conditions Affect Your Claim

A pre-existing condition refers to a condition that an applicant already suffered before entering into a new health care plan. Prior to the Affordable Care Act (ACA), … See more

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Healthcare Insurance Appeal Lawyer

WebHelp is Available After Your California Health Insurance Claim is Denied. If you’ve had a claim for benefits rejected by your California health insurance provider, get seasoned and reliable help appealing your claim denial by contacting the Los Angeles insurance claim denial lawyers at Gianelli & Morris for a free consultation at 213-489-1600.

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"Medical Necessity" — Who Gets to Decide

WebIf you’ve been the victim of a wrongful claim denial or bad faith by a California health insurance carrier, get help you can trust from the seasoned and compassionate Los Angeles insurance bad faith lawyers at Gianelli & Morris by contacting them for a free consultation at 213-489-1600.

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What is an Insurance Health Appeal

WebIf your health insurance claim is denied, you have the right to appeal that decision. You will first appeal the decision within the internal channels of the insurance company, and if your claim is still denied, you can then file for external review from the state insurance department. Depending on the circumstances, you may also be able to file

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How to Sue a Health Insurance Company

WebIf you are facing legal issues concerning your California health insurance policy or a dispute over claim coverage, get experienced and detail-oriented help ensuring you get the coverage you deserve by contacting the Los Angeles insurance claim denial lawyers at Gianelli & Morris for a free consultation at 213-489-1600. If your insurance

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What’s the Difference Between an HMO and a PPO

WebPreferred Provider Network: You’ll pay less for services received from in-network providers, but you have the option to see out-of-network providers at a higher cost. Higher Costs: PPOs typically come with higher premiums, deductibles, and copayments compared to HMOs. No PCP Requirement: You don’t need to choose a primary care …

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6 Things to Do When Health Insurance Won't Pay

WebThe first thing to do when a claim is denied is to carefully review the provider’s reason for denial and your insurance policy. Make sure that you understand your coverage and that your condition and the treatment you received or seek are covered. The insurance company might have interpreted a coverage provision differently than you.

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What to Do if Insurance Denies Surgery

WebHelp is Available if Your California Health Insurance Claim is Denied. If you’ve had a claim for benefits rejected by your California health insurance provider, get dedicated and effective help appealing your denial by contacting the Los Angeles insurance claim denial lawyers at Gianelli & Morris for a free consultation at 213-489-1600.

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Wrongful Cancellation of Insurance Claim

WebFor effective, professional, and dedicated legal help after your California insurance policy is canceled, contact the seasoned Los Angeles insurance bad faith lawyers at Gianelli & Morris for a free consultation at 213-489-1600. If your insurance company unfairly and wrongfully cancelled your policy, our lawyers at Gianelli & Morris can seek

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Health Insurance Grievance System: What Does California law …

WebThe law requires that policyholders must be clearly informed of how to file a grievance and that assistance is available to file grievances. Health care plans are legally required to acknowledge receipt of the grievance within five days after receiving the grievance, and this notice must include the name of the person who can be contacted to

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Fighting a Health Plan’s “Investigational” Denial of a Claim

WebGianelli & Morris successfully handled a class action lawsuit against Blue Shield of California over that company’s refusal to cover lumbar artificial disc surgery on the basis it was investigational. In Escalante v. Blue Shield of California, Gianelli & Morris won class certification of a class of individuals whose had these claims denied.

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Health Insurance Claims Denied Based on Medical Necessity

WebOur bad faith insurance denial legal team understands everything that is at stake in your case, and we will work tenaciously on your behalf to secure the best possible result. Call 213-489-1600 today for a free consultation. Health insurance providers often rely on 'medical necessity' when denying insurance claims.

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Medical Necessity: Another Reason For Your Denied Claim

WebIf you’ve faced a wrongful claim denial by a California health insurance provider, contact the seasoned, effective, and knowledgeable Los Angeles bad faith insurance lawyers Gianelli & Morris for a free consultation on your claim at 213-489-1600. Medical necessity denials are often just an insurance company strategy to get patients to …

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Cigna Insurance Bad Faith Claims

WebFor knowledgeable, aggressive, and dedicated legal help after a wrongful claim denial by a California insurer, contact the Los Angeles insurance bad faith lawyers Gianelli & Morris at 213-489-1600. Insurance bad faith lawyers at our firm help policyholders whose claims for health coverage or long-term disability benefits have been denied by Cigna.

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Health Net of California Denied Claims

WebIf you’re a Health Net customer in California who has faced a wrongful claim denial, policy cancellation or other bad faith conduct as a Health Net policyholder, contact the seasoned and dedicated Los Angeles bad faith insurance lawyers at Gianelli & Morris for a no-cost consultation on your case at 213-489-1600.

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Insurers May Not Rescind Policy Based on Ambiguous Question

WebOne of the primary grounds for denial of insurance coverage is known as policy rescission. When the insurer seeks to rescind a policy, they are not strictly denying a specific claim; instead, the insurer is claiming that the policy itself is invalid. An insurer can rescind a policy even after a policyholder has suffered a loss and filed a claim.

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Anthem “Lack of Medical Necessity” Insurance Denial Despite

WebIf you’ve been the victim of a wrongful claim denial or bad faith by a California health insurance carrier, get help you can trust from the professional and effective Los Angeles insurance bad faith lawyers at Gianelli & Morris by contacting them for a free consultation at 213-489-1600. Gianelli & Morris's client suffered from a debilitating

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Robert S. Gianelli Los Angeles Insurance Attorney

WebMr. Gianelli won a $7.2 million jury verdict in a case against a managed care company over its failure to provide a Health Net member with a timely referral to a surgeon. LaRue v. Health Net of California, Inc. et al., Los Angeles County Superior Court No. BC566095. Robert Gianelli won a class action trial against Kaiser for its violation of

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Blue Shield is Overcharging Policyholders in Violation of California …

WebIn a letter from February 2018, the DMHC notified the Bolds that Blue Shield acknowledged to the DMHC that $1,975 was the correct amount of the Bolds’ 2018 premiums. The DMHC also explained that Blue Shield had violated California law by failing to notify the DMHC of the Bolds’ appeal of the cancellation notice, and that they had also

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Denied A Health Insurance Claim

WebWithout action, you could be slammed with the brunt of your medical bills, which could range well into the thousands. Contact Gianelli & Morris at your first opportunity to get a highly-experienced team of Los Angeles health insurance lawyers on your side. We have been serving California policyholders since 1979, and we would be honored to give

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How Long Does An Insurance Company Have to Respond to An …

WebThe deadlines that apply to appeals of denied claims are much stricter for insurers than for policyholders. Once a claim is denied, policyholders have 180 days to appeal the denial of the claim. Insurers have only 30 days to respond to an appeal. This deadline may not apply if the claim for which coverage is sought was for an emergency

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Dental Procedure Denial: Medical Necessities Should be Covered

WebIf your health insurance claim has been unreasonably denied, or if you are facing other bad faith insurance issues in California, fight for the coverage you are owed with the help of the dedicated, veteran Los Angeles insurance claim denial lawyers at Gianelli & Morris. Call for a free consultation at 213-489-1600.

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