Blog.bernieportal.com

What Are the Different Healthcare Options for SMBs

WebThe penalties for organizations that fail to comply with MEC regulations are as follows: $2,880 per employee if no coverage was offered, minus the first 30 full-time …

Actived: 7 days ago

URL: https://blog.bernieportal.com/types-of-group-health-insurance-plans

Health Insurance Carriers to Begin Mailing Out Rebate …

WebAccording to the Kaiser Family Foundation (KFF), the MLR rebates are based on a three year average. This means that insurers’ financial data from 2018, 2019, …

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PBMs in Healthcare & How They Affect Drug Spending

WebA Pharmacy Benefit Manager, or PBM, manages and administers the drug benefits program within an employer health plan. Essentially, a PBM is a middle man …

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Double Coverage: Can I Have Two Insurance Plans

WebYes, individuals can have coverage under two different health insurance plans. When two health insurance plan providers work together to pay the claims of one …

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Mid-Year Changes and How They Affect HSA …

Web300 x 5 = $1,500. Therefore, the individual in our example would be able to contribute $1,500 for 2021. Additionally, individuals could be facing a different life change …

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Do HSA Funds Roll Over or Expire

WebFor HSA account holders, a little bit of understanding goes a long way. Key benefits for health savings accounts include: Triple-tax savings on deposited funds. …

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DOL Issues FMLA Guidance on Mental Health BerniePortal

WebDOL Issues FMLA Guidance on Mental Health. Posted on June 8, 2022 In Compliance. 5 min read time. Mental health is an ongoing concern among employees in …

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What You Need to Know About Qualifying Life Events

WebFour Different Types of Qualifying Life Events. According to the federal government, there are four primary types of qualifying events:. Loss of health coverage: …

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What's the Difference Between Passive and Active …

WebPassive enrollment —also known as auto-enrollment—is a benefits enrollment strategy used by employers to simplify the process and maintain consistent …

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3 Reasons Why ACA Healthcare Costs May Rise in 2023

WebThe Robert Wood Johnson Foundation estimates that 3.1 million people will be left without health insurance in 2023, as a result of the expiring premium tax credits. …

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Wellness Check: What Can HR Really Do About Burnout

Web10 min read time. In the wake of COVID and the Great Resignation, HR is burning out because their people are burning out. So, naturally, wellness has been on …

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Bernard Health Announces Expansion to New Headquarters

WebJune 17, 2022 . Nashville, Tenn. — Bernard Health announces the purchase of new office space in Nashville, Tennessee’s midtown area. The Nashville-based benefits brokerage …

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Adding a Newborn to Your Insurance Coverage

WebThe parent needs to contact their insurance company to inform them that they have a newborn on the way and would like to add them to the health insurance …

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When Do Part-Time Employees Qualify for Benefits

WebAmong many other provisions, ERISA established that any employee who works 1,000-plus hours within 12 months —including part-time workers—is eligible to …

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HSA Best Practices for Employees Over 65

WebSmall Employer Insurance: Employees age 65 and older will have access to Medicare as their primary insurance if they work for smaller employers (less than 20 …

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ERISA Wrap Document: What It Is and Why You Need One

WebAn ERISA wrap document supplements the insurance policy, coverage certificate, or plan booklet provided by carriers, filling the gaps to comply with federal …

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Section 125 Cafeteria Plans: A Guide to Compliance

WebA cafeteria plan gives employees the option to set aside part of their compensation as pre-tax contributions toward health insurance and other benefits. …

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HSA and Cosmetic Surgery: FAQs BerniePortal

WebA health savings account (HSA) is a personal bank account with significant tax advantages that can be used by an individual to pay for qualified medical expenses …

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Is Pregnancy a Qualifying Event

WebPregnancy can also come up during the hiring process. The Pregnancy Discrimination Act of 1978 made it illegal to discriminate on the basis of pregnancy, …

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