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9 Tips for Keeping Your Health Insurance Costs Affordable

If you’ve yet to research the perks of a health savings account (HSA), then now may be the time to start. An HSA is essentially a savings … See more

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What Is The Difference Between an HMO and a PPO

WEBThere are advantages of choosing a PPO within your healthcare plan for the following two main reasons: Flexibility: In general, a PPO is more flexible than an HMO. …

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What Are the Best Blue Cross Blue Shield Insurance Plans

WEBBlue Cross Blue Shield offers numerous plans that vary from state to state and even by year. However, like most health insurance plans, the vast majority of them …

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Best Affordable Health Insurance Plans

WEBThe Affordable Care Act, passed in 2010, labeled ten health care services as essential benefits that all affordable plans should have: Preventative services and …

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Open Enrollment 2022: How to Buy, Renew, or Change Your …

WEBRegarding the Health Insurance Marketplace, a nationwide resource where you can purchase a policy online, the open enrollment period runs annually from …

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Understanding 2022 Health Savings Account (HSA) Rules

WEBThe IRS Revenue Procedure 2021-25 raises the HSA contribution limits for 2022 by $50 for individuals and $100 for families. This means individuals can contribute …

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Understanding VA Healthcare Benefits and Eligibility

WEBVeterans who enlisted after September 7, 1980, or started active duty after October 16, 1981, are eligible for VA health benefits, as long as they served for 24 …

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Understanding Health Insurance Prior Authorization Requests

WEBA prior authorization is essentially a request to your health insurance provider to see whether or not it’ll cover the specialist care your doctor recommends. …

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Difference Between HMOs and PPOs

WEBHMO vs. PPO Plan Comparison. HMOs are cheaper, but they offer far less flexibility in the selection of medical providers than PPOs. While PPOs are more …

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5 Insurance Options That Can Help You Manage Job Loss

WEBCredit Protection Insurance. Credit protection insurance is a type of insurance that covers or pays out a monthly sum that you use to help pay or postpone …

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16 of Your Most Common Insurance Questions, Answered

WEBIf you have 20% co-insurance, you pay 20% of the cost of a procedure or medication, provided that you’ve already met your deductible. Copay: This is a flat fee …

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What Are the 5 Different Types of Insurance

WEBThe remaining money can, at least temporarily, replace the income the deceased person earned. The two types of life insurance are term and whole life. Term …

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What Is The Purpose of Insurance

WEBInsurance is there to offer a financial payout — by paying for the insurance, either monthly or annually, you are protecting yourself from future risks. These could be …

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How COBRA Coverage Works

WEBThe Consolidated Omnibus Budget Reconciliation Act, or COBRA, offers an option. This law allows you to continue your healthcare coverage after a loss of …

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Medical Coder and Biller Salary Guide

WEBAccording to the US Bureau of Labor Statistics (BLS) the median annual wage for medical records and health information specialists was $45,240, or $21.75 per …

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Does United Healthcare Have an Advantage Plan

WEBYes. United Healthcare offers a Medicare Advantage Plan. In fact, United Healthcare bills itself as the #1 Medicare Advantage provider in the country. Its …

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What Is Inflation, and How Does It Affect Your Finances

WEBPhoto Courtesy: Aslan Alphan/iStock; Elena Perova/iStock. In late 2021, inflation hit a 39-year high. The Consumer Price Index (CPI) — a measurement of the …

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What Is Expedia's Travel Insurance Policy

WEBBasics of Expedia’s Travel Insurance Policy. Expedia partners with Travel Guard to provide travel protection services for your next vacation or any other trips you …

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How Do I Find Out My NHS Number

WEBThe NHS number format uses an error-detecting checksum to calculate the final digit of your NHS number. NHS generates your number by multiplying the first nine …

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